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pol no982116742 when primium due? pol no. 982116743 when primium due?
| In Life Insurance | by deepesh | 1 answers | 4 views | 2 days ago | Open Question |
A.
Hi Deepesh You need to contact your insurer to know the premium due date.... Read More
Hi, My DOB is 16-11-1973, i want to know that is there any policy which i want to pay monthly (not terms) installments around Rs. 600- to 1000
| In Life Insurance | by T REKHA DEVI | 1 answers | 8 views | 2 days ago | Open Question |
A.
Ms. Devi Most insurance plans allow you to make monthly payments through ECS service.... Read More
Could you have any plan like if i m an employed person,and some how i m on bed rest for two or three months so how will i run my family.
| In Health Insurance | by Dinesh Verma | 1 answers | 6 views | 3 days ago | Open Question |
A.
Hi Dinesh You can opt for personal accidental insurance. Many insurers provide cover for both accident and sickness.... Read More
can term insurance product in india be taken by NRI ?
| In Life Insurance | by sandip | 1 answers | 4 views | 3 days ago | Open Question |
A.
Hi Sandip Term insurance plans can be bought by NRI's.... Read More
please. tell me i want a car loan so this is possible
| In Car Insurance | by aman | 1 answers | 4 views | 3 days ago | Open Question |
A.
Hi Aman You can opt for car loan if you have regular source of income. ... Read More
Is Bariatric Surgery payable under mediclaim if the person is already suffering from obesity and hypertension and policy is over 4 to 5 years old i.e. continuous renewals, without any claim in these years?
| In Health Insurance | by joseph dsouza | 1 answers | 6 views | 4 days ago | Open Question |
A.
Hi Joseph The coverage varies from one insurer to another. For particular disease specific coverage, you need to get directly in touch with insurer.... Read More
Dear Sir, I had taken LIC's Jeevan Anand policy of Rs.20 lakhs in 2009 for a term of 40 years. The longer term was done to fit in the coverage and also the premium within my budget. My insurance agent had told me that later on I could reduce the term by increasing my premium. However, now I find that once a policy is taken, I cannot reduce the term. This would mean the policy matures when I turn 70 years, which is useless for me. If I choose to surrender the policy, I get just 30% of the premium paid, whereas I don't want to continue paying it for 40 years. Please advise. Regards, Melvin
| In Life Insurance | by Melvin Barboza | 1 answers | 17 views | 4 days ago | Open Question |
A.
Hi Melvin The surrender amount is not necessarily 30% of amount invested. After some stipulated years, surrender value is higher of special surrender value or 30%... Read More
sir one week back i have bought a new premium return term insurance plan in HDFC life but i want to shift it to money back plan is it possible to shift the policy
| In Life Insurance | by mani | 1 answers | 7 views | 4 days ago | Open Question |
A.
Hi Mani You are not allowed to shift from one policy to another. If it has been just 1 week, you can cancel the policy (freelook).... Read More
I wish to buy policy for my father in law who is 58 yrs now..could you please suggest what will be right choice for with longest years of coverage??? I wish to insurance of around 10 lakh.
| In Life Insurance | by Anand | 1 answers | 8 views | 6 days ago | Open Question |
A.
Hi Anand You can go for online term plans which are cheap. There are a few term plans available which will cover till insured is 75... Read More
I've most of my investments in ULIPs and i'm suffering loss of almost 30-40% in most of them.Should i switch over to debt funds or should i wait more as it is anticipated that markets will start booming up by end of 2012. Or should i surrender?
| In Life Insurance | by Gitanjali | 1 answers | 10 views | 6 days ago | Open Question |
A.
Hi Gitanjali In the initial years, the loss does happen because of different charges with ULIP. Also markets are presently not performing well. The balanced option... Read More
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