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On 24.01.2011, I made a payment of Rs. 9,900/- towards half yearly premium in respect of Jeeval Anmol Policy, which is a term insurance, for Rs. 25,00,000/- for 23 years. Subsequently, I undergone various medical tests on three occasions. Thereafter, I have been asked to pay Rs, 7,000/- additional premium over and above what paid earlier. Aggrieved by this, I made a representation seeking disclosure of reasons for enhancement of premium. The LIC given an endorsement, which in my opinion is a vague answer. In this connection, can I request you to furnish opinion as to sustainability of the reason furnished by the LIC? Can I question the same in the court of law? Whether the issue is covered by any judgment of Supreme Court. Kindly enlighten me on this issue.
I want to take a insurance plan for my wife who is a house wife.But many are advising not to take a insurance for her as she is not working.Is that justified???Anyway,I want to buy a plan for her.Her age is 29.Tell me suitable plan for her for a period of 31 years which shall cover all risk,should have riders.Please suggest a plan from LIC of India. Regards, Biranchi
Are these new Insurance companies safe for long term 40-50 years investment (Retirement Plan)? 1.) AEGON Religare 2.) IndiaFirst Life 3.) Shriram Life 4.) Star Union etc... Is there any chance of that above insurance company to be shutdown? If the Insurance company shutdown, what about policy holder's invested money, can holder will get illustrated money from Government or lost their invested money?
Hello, I am not sure whether this is the right forum to ask this question. Can we claim insurance cover for misfuelling if the fault is on the petrol station? I could not find any details on whether misfuelling is covered as part of verhicle insurance. I have ICICI lombard and HDFC insurance. Any help would be highly appreciated. Thanks and Regards.
which plan is good in comparison benefits in service and premium cost:- max bupa's Heart beat-family floater or Apolo Munich's Exclusive plan keeping in consideration maternal benefits. There is one more plan of Star Health Wedding Gift. Compare all and give opinions
Can I make a login account ( userid) even if I have not taken a policy from policybazaar..? 2)can Policy bazaar guide me on my past insurances taken from LIC , so I can know if it is viable to continue on them OR surrender them and take the benefit of buying a new policy via policy bazaar? what are the possiblities of taking loans on the new policy purchased via policy bazaar?
Dear Sir, I had taken ICICI Pru LifeStage Pension Advantage Policy last year with yearly premium of Rs. 60000/=. Due to unavoidable reasons I will not be able to pay the premium and has decided to discontinue. Kindly let me know the implications and will I be able to get back some portion of the amount at a later date. Kindly help me. PL. reply Mrs Revathy
Hi, recently I have invested in ICICI Pru Pinnacle Super - LP , and they are saying that I'll get 110% of highest NAV in 7 years on maturity time. But my question is , this 7 years counts from which date? Does this from the lunching date of policy or from the date when I started investing ? If this date counts from the lunching date then please let me know the lunching date of the policy as well as the highest NAV value achieved till now from the lunching date..